We are pleased to inform you that we've added a new 0% interest installment feature to our website, allowing you to shop our products first and pay later with various options.

Simply sign up for a Shop Pay account and select installment as your payment method. If you already have a Shop Pay account, learn how to use it at Flowyline.

How to Use Shop Pay at Flowyline

In order to pay for your purchase with Shop Pay Installments, follow these simple steps:

Step 1:

• On the product page, tap "ADD TO CART" and continue shopping for other items.
• If you want to buy immediately, choose "BUY IT NOW" and view your cart.

Step 2: Tap "CHECKOUT" in the upper right corner window of the screen

Step 3: Fill in the required fields and tap "PAY NOW"

Step 4: Sign in to Shop Pay with your email address and tap "CONTINUE WITH SHOP PAY"

• In case you already have a Shop Pay account, continue to log in with your phone number and the OTP code sent to your phone. Next, fill in the information as a normal order and choose the appropriate payment option. Check the information carefully before finishing the order with the "PAY NOW" button.
• In case you do not have a Shop Pay account, you can completely register an account with your email address and phone number. To learn more about Shop Pay Installments, continue reading the next sections!

About Shop Pay

What Is Shop Pay Installments?

Shop Pay is a fast payment method owned by Shopify Inc. It is designed to enhance the shopping experience for customers and streamline the checkout process for store owners by storing customer's email addresses, credit cards, and shipping and billing information. This information will be automatically filled in the checkout box the next time you visit the website.

Shop Pay Installments, powered and serviced by Affirm (Shopify partner), offers you two payment options, including paying in full or splitting your purchase into regular payments with specific conditions.

Payment Plans

Purchases between $50 and $20,000 are eligible for Shop Pay Installments, with two options for you:

• Standard package: For orders between $50 and $999.99, you can split your purchase into 4 interest-free payments every 2 weeks. There is no impact on your credit score when you apply.
• Premium package: For purchases of $150 to $20,000, you can split your purchase into monthly installment payments. Your order is subject to interest fees even though monthly installment payments are not subject to late fees. Rates are from 0–36% APR. No impact on your credit score when you apply.

Additional Costs

There are no additional charges, interest rates, or late fees on installment orders divided into four biweekly payments.

Monthly installment orders have interest rates ranging from 10 to 36% APR.

There are no late fees. However, making partial or late payments may limit your ability to use Shop Pay Installments in the future.

Accepted Payment Methods

Shop Pay Installments work with credit and debit cards like Visa, Visa Debit, Mastercard, and American Express. However, Capital One and Chase credit cards are not accepted. Customers who choose the monthly payment option can only pay with a debit card.

Eligibility Requirements

To use Shop Pay Installations, customers must meet eligibility requirements. Some typical conditions include:

• The customer must have a United States billing address and be signed up for Shop Pay.
• The total order amount must be between $50 and $20,000, including shipping and taxes.

For details, refer to Shop Pay Installments eligibility on the Shop Help Center.

FAQs About Shop Pay Installments

Can I Use Shop Pay Installments if I’m an International Customer?

Shop Pay Installments is not available for international customers. It is exclusively available for customers with a billing address in the United States and a United States mobile phone number.

Does Using Shop Pay Installments Impact My Credit Score?

If you choose to pay in four biweekly installments, your credit score isn't impacted. If your order is in monthly payments and doesn't make payments on time, then your credit score might be affected.

What if I Make a Return on a Purchase Made Through Shop Pay Installments?

With Shop Pay Installments, the return conditions and methods are similar to other payment methods at Flowyline. Instead of being transferred directly to your bank account, the payment will be refunded to your Shop Pay account.

If I Have More Questions?

If you have further questions or concerns about using Shop Pay Installments to check out at Flowyline, please contact us at customerservice@flowyline.com for quick support!

In case you have questions about Shop Pay or Shop Pay Installments, please visit the link https://shoppay.affirm.com/.

We hope this article is helpful for you! Thank you for your reading!